Doc Prep is a private organization and is not a government entity. Doc Prep is a Document Preparation and Tracking Service. Our free Federal Student Loan Informational session will identify what Federal programs are available for you and does not constitute legal or financial advice. Our service is only for the Preparation & Tracking of your Federal Student Loan Consolidation Documents. Consumers may choose to complete their own consolidation documents based on the federal programs and are not obligated to use a third party resource such as Doc Prep. Doc Prep Consolidation does not facilitate the negotiation of a debt, the settlement of a debt or the altering of a debt it's services are only for the assistance and completion of federal student loan program documents. Doc Prep will not pay your student loans for you or on your behalf. Document Preparation Services are not available for residents of the following states: NY, IL, ID and VT. *Results May Vary and are Solely Based on The Federal Consolidation Program You Choose.